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Interbank clearing
The general organisation of clearing in France
The French payment system follows two streams:
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The family of small values:
cheques,
bank cards,
credit
transfers,
direct debits,
interbank payment orders (TIP),
bills of exchange, ...
Between 30 and 50 million transactions of this type are exchanged
each day, representing between 12 and 23 billion euros.
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The family of large values: cash transfers, settlements
for delivery of securities,...
These means of payment are exchanged via the large value systems
(PNS and TBF). Between 40,000 and 60,000 transactions of this type
are exchanged each day, representing some 450 billion euros, via the
large amount systems (PNS and TBF).
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