Same day funds

Seal
Sealing
Secret key
Secure Cryptographic Device (SCD)
Security audit
Security Centre
Security management
Sender finality
Settlement
Settlement agent
Settlement bank
Settlement date
Settlement institution
Settlement risk
Settlement system
Settling participant
Signatory
Signature-creation data
Single authentication
Single-purpose prepaid card
SIT bank message
SIT beneficiary bank
SIT collective service
SIT Common Centre
SIT community service
SIT direct participant
SIT exchange period
SIT exchange range
SIT indirect participant
SIT installation
SIT instructing bank
SIT outbound remittance
SIT participant
SIT receiving bank
SIT return remittance
SIT sending bank
SIT user
Smart card
Standing order
Stream cipher
Surcharge fee
Switch fee
Symmetric algorithm
Symmetric cryptography
Systemic disruption
Systemic risk
Systemically important payment system

Surcharge fee

Transaction fee set by an ATM owner and paid directly by the cardholder to the ATM owner for the cost of deploying and maintaining the ATM. This amount is debited from the cardholder’s account and is credited directly to the ATM owner each time a transaction is made.